Monetary reform is THE MOST essential challenge facing humanity.
But, what kind of monetary reform is best?
Money monopoly with or without government is the foundational problem. "He who has the gold makes the rules" means that a tiny few elite who control money issuance rule even without government.
The "have-nots" cannot ISSUE Federal Reserve Notes, gold, silver, Bitcoin or Lincoln Greenbacks. That means whoever does ISSUE those various forms of monopoly money will "make the rules". That means that an oligarch will usurp the will of the masses.
What can we agree on? Everyone knows that "barter beats the bankers". Why? 1. Barter is free 2. Barter is decentralized. 3. There's no 3rd party parasitism. 4. No inflation. 5. No contract fraud created by interest.
Solution? The "have-nots" must ISSUE their own anti-monopoly money in the form of Barter Scrip.
Hour Money is ISSUED by the have-nots for free, decentralized, and without interest.