Mobile money lets people send and receive money from their mobile phones, from even the most basic handset. You don't need a bank account - and the service has helped bring financial inclusion to millions of unbanked people, giving them access to financial services for the first time. M-PESA in Kenya was just the start - there are 277 mobile money services around the world. WorldRemit has pioneered mobile to mobile remittances, and is connected to over 112 million mobile money accounts - over a fifth of the 500 million around the world, according to the GSMA. 74% of all digital remittances from a money transfer operator into mobile money accounts come from WorldRemit.