Annuity123

Over 30 years ago Americans were forced by their employers to forego attractive and successful benefit pension plans for contribution 401k plans.  At the time, the oldest baby boomers were new to the work force, low on savings, and had no way of knowing what lay ahead for them.  Today's baby boomers and soon to be retirees are riddled with fear and anxiety about outliving their savings and income.  A married couple aged 65 today has a 50% chance that one of them live to be 92, and a 25% chance that one will live to be 95.  If you are a younger couple, the percentages are even higher.  However, only a small portion of these soon to be retirees are prepared for this.  Are you?

The retirement income dilemma millions will face in the next 10 years is exactly why a father and son consumer team founded HLM Consumer Services, LLC and opened up Annuity123.  The next few years will reveal just how real this problem is, and how important it is to alleviate the upcoming income shortfalls.