Opening a new Roth IRA is not that complicated but just like anything else there are some things you need to decide first. First, we need to make sure you don't exceed the max income limits for opening a Roth IRA. Also, you need to have earned income of atleast the amount you plan to contribute to your Roth IRA.
Next, decide weather you want to manage the Roth IRA investments yourself or get an advisor to help with those investments. If you choose to manage your Roth IRA yourself then be sure you understand the costs and fees associated with this.
Finally, open the new Roth IRA and make contributions consistently. Even small contributions to your Roth IRA can have a huge impact on your retirement income.
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