Ringgit Decisions

Money decisions feel different when they’re yours. Should you use your savings for a home deposit, clear a loan early, add to your EPF, or keep more cash for the unexpected?

Ringgit Decisions tells illustrated Malaysian money stories that make the trade-offs easier to see. We cover budgeting, debt, housing, EPF/KWSP, tax, insurance and takaful, retirement, and investing using relatable situations and sources you can check.

Start with a question you’re facing, then follow the numbers and choices behind it. All amounts are in RM unless stated otherwise.

Videos are for general education, not personal financial advice. Rules and products can change; check current official guidance and your own circumstances before acting.