Democracy Federal Credit Union

Democracy FCU exists solely to serve our members. Unlike banks who make profits off their customers to pay their shareholders, Democracy's “profits” are returned to our members in the form of no and low fee products and services, and competitive interest rates. The credit union is governed by a Board of Directors comprised of members. 

Our goal is to help our members achieve their financial goals by offering affordable products and services, providing an alternative to Big Banks and protecting our members from predatory lenders. 

We strive to educate our members on financial management options designed to help secure their futures. Democracy FCU offers comprehensive banking services delivered through nationwide credit union service centers, shared branches and surcharge-free ATMs. 

The staff of Democracy FCU believes it is important to give back to our community through volunteer efforts, by offering scholarships to member families, supporting the Children’s Miracle Network fundrais