Hanna Horvath

I'm Hanna — a CFP® and financial writer covering money psychology and what I call cultural finance: why money feels the way it does, not just what to do with it.

I break down the three forces shaping every financial decision you make — using a framework I call Mind, Culture, System:

🧠 MIND — the psychology: money scripts, emotional patterns, cognitive biases, the feelings driving the decisions
👥 CULTURE — the social environment: comparison, status games, algorithmic pressure, the narratives you didn't choose
🏛️ SYSTEM — the structural reality: the products, policies, and markets designed without you in mind

Most money content tells you WHAT to do. I explain WHY you do what you do — and why the advice you've been given doesn't stick.

📬 GET MY WEEKLY NEWSLETTER: www.yourbrainonmoney.substack.com
📧 hanna.horvath13@gmail.com