Xentum Limited

Xentum is a UK-based, independent, fixed-fee financial planning firm helping people gain clarity and control over their money. We work with individuals, families, business owners and professional athletes who want to understand their finances, make confident decisions and plan properly for the life they want to live.

Our approach is built on transparency and fairness. We believe in fixed-fee financial planning, independent advice with no commissions, and putting planning before products so people understand why they are making decisions, not just what to do.
This channel shares practical, straightforward content on financial planning, cashflow planning and life-first decision making. Everything we do is focused on reducing complexity, stress and uncertainty around money.

We believe financial planning should be clear, fair and empowering, helping people take control of their choices and move forward with confidence.

Independent. Fixed-fee. Plan first.