Debt repayment diary at age 40

I'm 40 years old, earn 11 million VND a month, and owe the bank 700 million VND.
This channel is where I document my journey of paying off debt, learning finance, creating income outside of my salary, and aiming for financial freedom before 2030.
I don't teach how to get rich quick. I only share the truth – real money – real lessons.
If you're in debt, under financial pressure, you're not alone.