Shikumi — Japan, untangled

Shikumi (仕組み) means 'the system' — how things actually work. Japan runs on systems that are rarely explained in English: taxes, pensions, health insurance, furusato nozei, and the small rule changes that quietly affect your wallet and your life. I break them down with primary sources, clear visuals, and no fluff. For residents of Japan, by a bilingual finance nerd studying to become a CFP. New videos weekly. Not financial advice — just the shikumi, untangled.