Shared Capital Cooperative

Shared Capital Cooperative is a national CDFI loan fund that connects co-ops and capital to build economic democracy. Working with capital invested by the cooperative sector and its allies, we provide financing for the expansion and startup of cooperatively-owned businesses and housing throughout the United States. We are a cooperative ourselves with over 265 members nation-wide in 35 states. We understand cooperative capital needs and have supported member-led co-op structures with more than $52 million in loans to cooperatives since 1978.

We believe that cooperatives are an important economic tool for equitable community development and community wealth building. Our financing supports local communities that are starting and growing co-ops to create living wage jobs, support sustainable food systems, expand access to healthy foods, provide affordable housing, and develop democratic workplaces and community ownership.