Samridhya Innovations

Samridhya is a digital loan discovery and facilitation platform built on the government-backed Open Network for Digital Commerce (ONDC). Samridhya does not disburse loans or act as a lender. It enables users to discover and compare loan offers from participating, regulated lending partners on the ONDC network.

The platform supports a transparent, paperless journey through digital processes such as Aadhaar-based eKYC, DigiLocker access, Account Aggregator data sharing, and eNACH, as applicable by the respective lender. Samridhya helps salaried individuals, self-employed users, and small business owners manage their loan journey digitally, while all loan approvals, disbursals, and repayments are handled directly by the respective lenders.