Roy Y. Gagaza

Roy Y. Gagaza is a financial professional who leads a retirement-focused firm with offices in California and Hawaii, where he helps people understand their options for saving, investing, and planning for life after work. He draws on his background in business marketing and his many years of leadership experience to explain complex topics straightforwardly. He aims to guide clients with patience and respect so they can make choices that fit their goals, families, values, and comfort with risk over time.

Roy began his working life in the military, first in the reserve component and later on active duty as an armor officer, serving for more than twenty years. He completed demanding airborne and ranger training, led a tank platoon during primary operations in the Middle East, and later commanded a cavalry troop in Asia. He also served in operations and training roles, helping units prepare for deployments during several conflicts and earning recognition, including the Bronze Star.