Ray Lucia Jr.

I’m on a journey to help 1 million households retire confidently through the advisors who serve them.

Most advisors aren’t limited by the clients they serve.
They’re limited by how their business is structured.

This channel is for financial advisors who want to scale with clarity, confidence, and ownership.

Who I work with

Independent advisors ($50M–$500M AUM) who want to scale without burnout.

W-2 advisors at banks, wirehouses, or trust companies who want ownership and independence

How I help

• Vaulted Views Podcast — conversations with advisors and business leaders
• Quotient Advisor Community — advisors sharing proven playbooks
• Quotient Retirement Software — free, white-label planning software built on The Bucket Strategy®
• Quotient Advisor Partners — turnkey transition, operations, and growth platform
• Lucia Capital Group — $2.5B wealth management firm
• 15 Equity — institutional asset manager with a 24+ year GIPS-verified track record

Subscribe or reach out.

Ray Jr.