Providential Financial Planning

This channel provides financial education for Canadians age 50+ approaching or living in retirement.

Topics include:

• CPP timing strategies  
• OAS deferral decisions  
• RRSP to RRIF withdrawal planning  
• Tax-efficient retirement income strategies  
• Pension income integration  
• Retirement income sustainability  
• Decumulation planning for DIY investors  

Providential Financial Planning is a Canadian fee-only, advice-only financial planning practice.

We do not sell financial products or provide investment management services.

📅 Book a Retirement Planning Discovery Call:
https://calendly.com/providential-financial-planning/30

🌐 Learn more:
https://providentialfinancialplanning.ca