Polly A Bauer

Polly Bauer is an internationally-recognized authority and an award-winning author considered by many to be the preeminent expert, on credit card operations and all forms of payment transactions. Known in professional circles as The Credit Card Queen, Polly's on a personal mission to educate today’s consumers on the sheer volume of misinformation and misconceptions about the use of credit and give them new hope. This drive to positively impact consumer’s financial security inspired Polly to co-author “The Plastic Effect: How Urban Legends Influence the Use and Misuse of Credit Cards", which won a 2013 Living Now Book Awards Gold Medal.