Plastic Math

Plastic Math is credit card strategy with the math on screen: how to earn more credit card rewards, raise your credit score, get more out of your points, and stop paying interest and fees you don't need to.

Every card runs on numbers the bank has already worked out. What a point is really worth, when an annual fee pays for itself, which payment date your credit score actually sees, and how a balance on minimum payments turns into years of bills. Each video works one of those out on screen, so you can see where the win is instead of taking anyone's word for it (mine included).

You'll find credit card tips for beginners and for people already chasing points: cash back and rewards breakdowns, points and miles valuations, credit score explainers, annual fee math, paying off credit card debt, and straight card comparisons.

New videos every week. If there's a card, a perk or a line on your statement you want worked out, ask in the comments.

Play your cards right.