PJ Gibbs, CFP®

Helping people within ten years of retirement stop guessing and start making confident income, tax, and investment decisions.

I’m PJ Gibbs, a Certified Financial Planner™, and I work with successful professionals and families in their 50s and early 60s who want clarity around retirement income planning, Social Security strategies, tax-efficient withdrawals, and long-term investment management.

On this channel you’ll learn how to:

• Build a retirement income plan you can trust
• Avoid costly mistakes before retirement
• Understand how much you can safely spend
• Reduce taxes on your 401(k), IRA, and brokerage accounts
• Create a flexible plan that holds up when markets don’t cooperate

If you’re wondering:

“Can I retire in the next five years?”
“How much can I safely withdraw?”
“How do I pay less tax in retirement?”

You’re in the right place.