Carlos Ruiz, CFP®

Hey, I'm Carlos! I'm a CERTIFIED FINANCIAL PLANNER® and founder of Pivot Wealth Advisors. I help you make smart decisions about saving, investing, intentional spending, and tax strategies—so you can stop stressing about money and start living on purpose. Because money isn’t the goal—it’s the fuel. When you’re free from financial pressure, you can pivot toward the life you’re really building.

At Pivot, we help physicians and healthcare professionals with financial planning and purposeful investing. Learn more or schedule a call at planwithpivot.com.

Pivot Wealth Advisors, LLC (“Pivot”) is a Registered Investment Adviser. Content may include topics related to tax planning and estate planning but should not be considered tax or legal advice. This material is for informational purposes only and not personalized advice. Investing involves risk. Past performance is not indicative of future results. Always consult your CPA, attorney, or financial planner before making financial decisions.