Perpay

Make your paycheck work harder for you. Join millions of Perpay members building a better financial future!

Perpay is a smarter, paycheck-powered way for you to shop top brands and build credit automatically, without the stress of traditional credit checks or high-interest loans.

With Perpay, you can:
🛍️ Shop 1,000+ brands on the Marketplace through your paycheck 
📈 Build credit automatically with Perpay+: reported members see a 30+ average score increase in just one year.*
💳 Take Perpay on-the-go with the Perpay Credit Card—no security deposit and no impact to your credit score to apply.**

Perpay is the only credit building B Corp Certified™ company in the US. Rated A+ by the Better Business Bureau. 

*Results may vary. Based on observed score increases after 12 months for members who enrolled in Perpay+ and made on time payments. 

**The Perpay Credit Card is subject to credit approval. Not available to residents of New Hampshire. The Perpay Credit Card is issued by Celtic Bank.