Nick Saeva | Saeva Mortgage

Nick Saeva is a mortgage broker in Salt Lake City, Utah specializing in lending solutions for Utah's self-employed entrepreneurs, real estate investors, business owners, 1099 earners, and high-net-worth individuals. Qualify using bank statements, rental income, or liquid portfolios. 

If your tax returns don't show what you actually make, you've probably been told no. This channel is about the loan programs most lenders don't offer: bank statement loans, DSCR loans for rental properties, asset utilization, and second mortgages that let you access equity without giving up a low first mortgage rate. No tax returns required. Whether you're in Salt Lake City, Utah County, or anywhere in Utah, I’ll help you navigate the mortgage process before you find a house to closing day.