MDLifeIns

MD Life Insurance helps families protect their retirement and the people they love — without the runaround of a call center or a captive agent.
We specialize in long-term care insurance and annuities — two of the most overlooked tools in retirement planning. 70% of people over 65 will need long-term care. Medicare covers almost none of it. And a 401(k) alone can't guarantee you won't run out of money. We solve both problems.
On this channel:

Long-term care insurance — traditional, hybrid life+LTC, and annuity+LTC explained
How annuities work — fixed, indexed, SPIA, and QLAC in plain English
Turning your 401(k) or IRA into guaranteed monthly income
Retirement planning for federal employees and families over 50
Honest answers — including when insurance isn't the right move

Independent. Fiduciary-minded. A-rated carriers only. Serving all 50 states.
📍 Brookeville, MD · Founded 2010
📞 301-569-2224
🌐 mdlifeins.com

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