LUMA INSURANCE

International health and travel insurance — built to be easy, accessible, and genuinely ethical.
 
We offer health plans for individuals, families, and businesses, plus travel insurance, all backed by personal service and a belief that insurance should actually work for the people it covers.
 
With deep roots across Southeast Asia and the expertise to cover you globally, we've spent years helping expats, locals, and travellers navigate healthcare abroad — and we're still learning how to do it better.
 
On this channel: honest guides, plain-English explainers, and real answers to the questions expats and travellers actually ask.