Loonie Finance Lab

Canadian personal finance, explained with real numbers 🇨🇦

I'm Nora. I read Statistics Canada releases for fun (yes, really) and got tired of Canadian money advice that either talks down to you or is quietly an ad. Here you’ll find clear explanations of what the numbers actually say — no bs.

📊 Where You Stand: net worth by age, income tiers, what “middle class” really costs
🛡️ Tax Shelters: TFSA, RRSP, FHSA, RESP — limits, traps, and costly mistakes
🏖️ Retirement: CPP, OAS, how much you need, and retiring earlier than you think
🏠 Housing: mortgages, rent vs buy, and the math nobody runs properly
💰 Everyday Money: budgeting, groceries, and the real cost of living in Canada
📧 looniefinancelab@gmail.com

Disclaimer: General education only. This is not personalized financial, tax, or investment advice. Always verify with official sources (CRA, Service Canada) and consult a qualified professional for your situation. Any examples used are for illustration purposes.