Jay Adrian Tolentino RFP®, CFEI®

Early Retirement Coach for Overseas Filipino Professionals who want to retire early & happy.

When I moved to Dubai in 2015, I fell into debt, got scammed, made bad investments, and dealt with family emergencies. Those hard lessons pushed me to take control of my money.

I entered the financial services industry in 2018, then real estate. I saw how people were sold products with high fees that didn’t truly serve them, where commissions mattered more than the client’s outcome. By 2020, I shifted to coaching. No product selling. Just honest, personalized financial guidance.

Since then, I’ve helped OFWs worldwide eliminate overwhelm and build financial confidence.

Qualifications:
- Chartered Insurance Institute – Award in Financial Planning & Award in Investment Planning
- Associate Financial Planner (AFP)
- Registered Financial Planner (RFP®)
- Certified Financial Education Instructor (CFEI®)– NFEC
- Authorized Finfluencer with the Securities and Commodities Authority (SCA) in the UAE