Marcia Klingensmith

Instant Payments strategy, governance, and tokenized deposits for senior leaders in financial services.

Hosted by Marcia Klingensmith, the Instant Payments Maven™, this channel covers what it actually takes to move instant payments, tokenized deposits, and stablecoin infrastructure from reactive bolt-on projects to governed, defensible strategy. Built on 20+ years across product, fraud, and identity at Visa, Wells Fargo, Bank of America, and FIS, plus the SAFE™ and SEND™ frameworks developed through independent consulting work.
This channel includes:

Instant Payments Decoded webcast episodes breaking down FedNow, RTP, and the governance gaps most institutions miss
Speaker reel from industry panels and keynotes
Links to podcast appearances on instant payments, tokenized deposits, and financial modernization

Subscribe for practitioner-level analysis, not vendor hype.