Spencer Tracker

Spencer — Offline Expense Tracker & Budget Planner

Spencer is the expense tracker and budget planner built for people who don't want to hand their bank login to an app. 100% offline. No cloud sync. No account required — your financial data never leaves your phone.

This channel covers everything Spencer: feature walkthroughs, budgeting tips, how to track SIPs and mutual funds on your own terms, splitting shared expenses the easy way, setting up credit card and EMI reminders, and getting the most out of your personal finance setup — all without compromising your privacy.

🔒 What makes Spencer different:

Zero third-party tracking SDKs
No bank connection, no login screen
Local backups you control
Live mutual fund, stock & SIP tracking — on-device
Budgets that reset on your payday, not the calendar

📲 Download Spencer: https://play.google.com/store/apps/details?id=com.personal.budgettracker
📧 Business inquiries: support.spencer@gmail.com