EASY LOAN SOLUTION 

Mortgage: This is the most common English word for a home loan. (Example: "I'm applying for a mortgage.")
Principal: The actual amount of money you borrow.
Interest Rate: The extra percentage the bank charges you for borrowing.
Down Payment: The cash amount you pay upfront (usually 10% or 20% of the house price).
EMI (Equated Monthly Installment): The fixed amount you pay back every month.