Consumer Debt Chit-Chat 

Focus of channel is to apply my consumer debt history (credit card debt, bankruptcies, auto reposession, etc) to current consumer debt issues. I do in-depth commentary to debt programs such as Dave Ramsey, student loan news, Tik Tok and other consumer debt stories - including documentaries.
I am debt free 
My 110k student loan was forgiven 2022 through PSLF waiver after being held for 16 years.