Chipkie

Family and friends loans, done properly. Chipkie helps you document money lent between family and friends — so the terms are clear, the repayments are tracked, and nobody's guessing what was agreed.

Chipkie turns informal money between family and friends into a proper written agreement — clear terms, an agreed interest rate, and automated repayment tracking, so both sides always know exactly where they stand.

On this channel we cover the practical side of family money: how to document a loan properly, gift versus loan and why lenders care about the difference, what happens when someone stops paying, and how to have the awkward conversation before the money moves.

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General information only — not financial, tax or legal advice. Rules vary by country and by situation, so please speak to a qualified professional about your circumstances.