Budget-Time

Budget in a spreadsheet you actually own. Budget-Time imports your bank transactions, balances and investments into your own Google Sheet or Excel workbook and keeps them updated.
What makes it different: we never store your financial data. Transactions, balances and holdings pass straight through to your spreadsheet. Keep your sheet, keep your data.
On this channel:
- Google Sheets budgeting setups and templates
- Debt payoff math worked out with real numbers, snowball vs avalanche
- Automatic bank imports with Plaid, plus CSV import for unsupported banks
- Bill tracking, sinking funds and net worth spreadsheets
- Honest budgeting app comparisons for Mint refugees
Inside: a budget wizard that builds a full year from four questions, a debt payoff planner showing real interest cost, bills that check themselves off, and 12 sheet themes including dark mode.
Free for 30 days with 2 accounts. $7.99/month or $80/year after.
Educational content only, not financial advice.