Atome

Welcome to Atome! 

Short for ‘Available to Me’, Atome is the leading "Buy Now, Pay Later" platform in the region.

Shop what you love at a vast selection of online and offline brands across beauty, fashion, lifestyle and more. 

Split your purchases with Atome’s flexible payment options or opt for early repayment — it’s all about suiting your lifestyle.

Atome+: 
Reward yourself with the finer things in life. Enjoy exclusive privileges, unique lifestyle experiences, fashion and beauty rewards as well as seamless points transfer with your favourite travel loyalty programmes.

Atome Card: 
Get a headstart on building your credit score with the Atome Card. Designed for first-time cardholders, the Atome Card requires no minimum income, no annual fees and no paperwork. 

Download the Atome app from the App Store or Google Play today. It’s Time to Own It.