Budget with A July Dreamer

Hi, I am Miranda and welcome to Budget with A July Dreamer. I am solo traveller, a blogger, a lover of moscato wine, a property & stock market investor and a saving fanatic. I am on a journey to grow my personal wealth and achieve financial success. 

I 'first' became consumer debt free in 2017 when I paid off £12k in credit card and payday loan debts. Then in 2020, I made a decision to become a property investor (read - new debt) and since then I have purchased 3 rental properties (even more debt) within the UK and working on purchasing a few more in the coming years. 

In Apr 2024 I went back into consumer debt for a mirad of reasons and in May 2026 I repaid my consumer debt and again became consumer debt free. 

On this channel I share videos weekly on personal finance journey and sharing my real numbers

**Disclaimer: I am not a financial advisor, all opinions shared in my videos are my own, do your own research.**