True_Rate_Mtg

Welcome to True_Rate_Mtg — your go-to mortgage and home loan channel with expert advice from Tim Rhey, licensed mortgage broker and real estate investor with 20+ years of experience. Learn how to get the best mortgage rates, lower your loan costs, and win in today’s housing market.

We break down home buying, refinancing, interest rates, loan strategies, and real estate investing in simple, easy-to-follow videos. If you're a first-time homebuyer, real estate investor, or looking to refinance, this channel is built for you.

94% of clients return—because smart mortgage planning saves money and builds wealth.

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True Rate Mortgage Group, LLC is a division of Xpert Home Lending, Inc.
NMLS: 2179191 | DRE: 02166758 | Tim Rhey NMLS: 883312

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