The Retirement Imperative | Fred Costantino, CFP®

Retiring in the next few years, or already retired? The decisions you make now about income, taxes, and benefits can shape the rest of your retirement.

I’m Fred Costantino, a CERTIFIED FINANCIAL PLANNER™ professional and founder of Imperative Wealth Planning, LLC in Johnson City, New York. On The Retirement Imperative, I explain the decisions that come up in the years around retirement, in plain English:

• How much you can spend from your portfolio
• When to claim Social Security
• Roth conversions, RMDs, and taxes
• Medicare and healthcare before 65

Imperative Wealth Planning, LLC is a registered investment adviser in the State of New York. Content is for educational purposes only and is not individualized investment, tax, or legal advice.