David Fisher - Summit Income Planning Group

Most retirement advice is opinion dressed up as fact. This channel is the opposite.

I'm David Fisher, founder of Summit Income Planning Group. I came from a field where you can't make a claim without the research behind it — this industry runs on gurus and gut. We do it differently: data over opinions.

If you're 55–75 and near or in retirement, this is for you. Each week I break down the seven risks that decide a retirement — outliving your money, a bad market early, taxes on your IRA, the "widow's penalty," long-term care, and legacy — in plain English.

Straight answers nobody gives you: How much income will your savings really produce? Are annuities a trap or a tool? Is the 4% rule still safe? We don't sell products — we show two plans, yours and an optimal one, and you decide.

No hype. No fear. No pitch. Just the evidence.

▶ Free Retirement Second Opinion: https://calendly.com/davidfisher_/retirement_second_opinion

Educational only — not investment, tax, or legal advice.