Rodolfo Chavez | Healthcare Costs Explained

I explain how healthcare costs actually work — the deductibles, the prior authorizations, the rules nobody hands you in writing.

I'm Rodolfo Chavez, a licensed Life & Health insurance agent in Aurora, CO — licensed in CO, KS, WV, NE, SC, NM, MD, TX and VA. Most of my week is spent with self-employed people and families trying to make sense of plans nobody explained to them.

This channel is me lifting the hood. Not selling you a plan — showing you how the engine works.

RUN YOUR OWN NUMBERS, free:
deductiblecheck.com/yt — what your plan costs before it pays anything
glp1coveragecheck.ai — if your GLP-1 was denied

Educational only. Not medical advice, not a determination of benefits, not a guarantee of coverage or price. Your plan documents govern. I'm compensated when someone enrolls through me, including as a paid rep for OptimalMD, a private healthcare network that is not insurance. Some videos use AI visuals.