Patrick Carroll CFP®, CExP™

Patrick and his team joined Merit Financial Advisors in 2025. With 40 years of experience, he helps individuals, families, and business owners manage life transitions and pursue clear financial and personal goals. His belief that people make better decisions with less fear and confusion inspired his book Tame Your Money Elephants, which explains six emotions that often disrupt sound judgement. He also created the Lifestyle Protector Process to help clients safeguard assets, stay aligned with long-term goals, and preserve their legacies.

As a Certified Exit Planner for nearly two decades, Patrick helps business owners build value and design transition plans that fit their timelines and chosen successors, including children, employees, or third parties. He frequently guides families through the complexities of succession and continuity planning.

Patrick holds degrees from Virginia Tech and The American College. He enjoys international travel with his wife, Julie, and their daughters.