Michelle Carn | NE Florida Mortgage Loan Officer

Buying a home in Northeast Florida can feel confusing, expensive, and honestly a little overwhelming.

I’m Michelle Carn, a mortgage loan officer with First Coast Mortgage Funding, and I help homebuyers understand what is really happening behind the numbers.

On this channel, I explain mortgages in plain English, including monthly payments, closing costs, credit, VA loans, FHA loans, pre-approvals, refinancing, home equity, and the mistakes that can make buying a home more expensive than it needs to be.

I serve buyers throughout Jacksonville, St. Johns County, St. Augustine, Orange Park, Fleming Island, Jacksonville Beach, and surrounding Northeast Florida communities.

My goal is simple: to help you make an informed decision before you sign anything or fall in love with a house you cannot comfortably afford.

Subscribe for honest mortgage answers without the confusing lender jargon.