RIchard Placette

I work with investors, executives, and business owners seeking clarity around risk, allocation, and opportunity in changing markets. My role isn’t to push products or chase headlines—it’s to identify what’s actually driving portfolio outcomes, where risk may be hidden, and whether capital is positioned efficiently.

My work focuses on portfolio risk assessment, allocation strategy, and structuring for durability—not narratives. For retail investors, this includes identifying concentration risk, interest rate sensitivity, volatility exposure, and efficiency of returns.

For accredited investors and business owners, discussions expand into advanced allocation frameworks, tax-aware positioning, alternative strategies, and coordinating capital across personal and business balance sheets.

All analysis starts with real data—statements and holdings—not assumptions. If actionable opportunities exist, we address them clearly. If not, clients leave with clarity.