H. RAY ALKALAI

H. Ray Alkalai Independent insurance agent, we sell a variety of insurance and financial products, including property insurance and casualty insurance, life insurance, health insurance, disability insurance, and guaranteed retirement plans.
As a property and casualty insurance agent we offer insurance policies that protect individuals and businesses from financial loss resulting from automobile accidents, fire, theft, storms, and other events that can damage property. For businesses, property and casualty insurance can also cover injured Workers Compensation Insurance, product liability claims, or medical malpractice claims.
We represent a number of insurance companies, offer  the products that most appropriately meet the needs of our clients.  Our expertise allows us to advise our clients about the correct amounts of insurance and insurance coverages for their particular needs. 
In addition to insurance policies, we offer, fixed annuities and life insurance prod