Flex Credit Card

Flex: Pay For What You Owe
Most people don’t pay off their credit cards in full every month. In fact, many of us make partial repayments — paying more than the minimum, but less than the full statement balance — without realising how interest continues to build on what’s left.
Pay For What You Owe exists to make this clearer.

At Flex, we’re building a digital-only, app-based credit card designed around how people actually use credit. 

Flex is currently preparing for launch and onboarding users through a controlled beta phase. We plan to go live in late January 2026.

Important to know
This channel is for educational and informational purposes only. Nothing here constitutes financial advice or an offer of credit.
Flex Credit Card Ltd is authorised and regulated by the Financial Conduct Authority.

For full product details, terms and conditions, and regulatory information, visit www.flexcard.app.