Fern's Frugal Points & Finances

Welcome to Fern's Frugal Points & Finances! I have been in the credit card miles and points game for years now and I have been able to experience some world-class travel without needing to spend an arm or leg. I want people to be able to experience the same thing, so I want to share some insight with you!

I am actually a tech youtuber, so if you find me here, hushhhh