Elan Moas

Lapsed, the Universal Life Insurance Whistleblower is an expose on the universal life industry. The videos I will create focus on problems inherent with these policies which inevitably cause YOUR policy to "lapse" or cease to exist while you are still alive. This defeats the notion that these are "permanent" life insurance policies. My book exposes five policy types:
1. Universal Life (UL)
2. Variable Universal Life (VUL)
3. Indexed Universal Life (IUL)
4. Group UL
5. Group VUL