Chris Ruhm-Insurance Advisor

I help people transition from group insurance to the individual markets due to a life change such as retirement, self employment, or loss of job. My insurance services include Health, Medicare, Life, Disability, & Long Term Care.   I am licensed in 20 states and willing to consider your state if I can help you out and I'm not currently licensed there. My services are 100% free.  Iget paid by the insurance company if I find you a policy. My primary goal and philosophy is to keep money in your pocket and not the insurance companies.

MEDICARE DISCLAIMER: “We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.”   I specifically choose carriers I want to represent based on reputation, size and ratings.