Beyond Barely™

Marsha Mars, AFC® | Author of Beyond Barely™

I talk about money the way real people actually live it—messy, emotional, sometimes funny, and occasionally one Target trip away from a bad decision.

This channel is about getting honest with your money without beating yourself up in the process. We’ll talk budgeting, debt, habits, saving, boundaries, faith, second chances, and what it looks like to actually move forward.

No shame. No financial perfection. No pretending we all woke up knowing how to do this.

Just practical help, a little humor, and enough hope to keep going.

Beyond Barely™ — Clearing Financial Hurdles
Coming November 3, 2026
www.marshamars.com