Banking Judgment Lab

How a bank reads a business.

Banking Judgment Lab is a teaching project about commercial credit judgment — what a bank actually looks at when a business asks to borrow, and why two companies with the same numbers can get different answers.

The films here are short and built from real case structure. They are made for the people on one side of that table or the other: bankers early in the job, candidates preparing for credit interviews, accountants and advisers who write the numbers a bank will read, and owners who want to know how their own file reads.

The written work lives at https://www.bankingjudgmentlab.com — a weekly case file, the frameworks a credit paper is built on, drills, and a glossary of more than 400 terms the paper is actually written in.

Weekly case file: https://www.bankingjudgmentlab.com/subscribe
The book, How Bankers Think: https://www.bankingjudgmentlab.com/book