1 Finance P2P

1 Finance P2P is an RBI-registered NBFC-P2P platform that directly connects lenders with borrowers. We bring transparency and data into peer-to-peer lending, helping lenders make more informed lending decisions while giving creditworthy borrowers access to credit.

What sets us apart is our Borrower Quality Score™ (BQS™), a proprietary assessment that evaluates every borrower across 250+ data points and five key pillars, going beyond a traditional credit score to assess credit history, income and cash flow, repayment capacity, stability and behaviour.

For lenders, this means access to assessed borrowers and diversified lending opportunities. 
For borrowers, it means a more transparent and structured way to access credit.