 Hey there, Chad Bond, you're here for High University Libraries. I can't believe tomorrow, welcome to Ohio University. I hope you enjoy your week with a junior executive program. I can't believe because I'm actually in California at the ALA annual conference, the American Library Association. You're in good hands to share it. This video is going to show you real quick how to use password to do some research on your consumer finance project and consumer debt project. Hope this helps you, and best of luck with your research. Take care. So, for the junior executive students project of looking at consumer finance, understanding consumer debt, and how that plays into their project, we're going to look at a couple of areas here in Passport GMID, and then Sherry is going to show you a few other places to look at for articles and things like that during class. The first place we're going to look at in Passport GMID is under countries and consumers, and we're going to click on consumer trends and lifestyles. Once this page loads, this gives you some navigational left-hand side. We're going to go to consumer lifestyles here on the left-hand side and choose United States among the list there. So, we'll do USA, click Go, and this will take us to the consumer lifestyles report for the United States. It's a pretty comprehensive report that kind of analyzes the consumer market in the United States. And the reason I want to look at this is because it's got a really nice, you know, kind of low review here to start as far as how consumers are reacting to the broader economic climate. You can see there's all kinds of stuff on eating habits, dining out, things like that. But if we go down on the left-hand side, there is a financial habit section here, which I think would be really useful in what you're looking at for your paper. So, you can see it's a pretty nice sized area here dealing with savings, loans, mortgages, things like that, some nice data, things like that. So, a good place to kind of get started for that kind of information. And you might find other things over here on the left-hand side that would be worthwhile looking at as well within there. The other thing I want to show you is if I go back to the main passport GMID homepage here, we're going to go under the industry section. And you'll notice there's a consumer finance section. So, we're going to click on consumer finance there. And this is basically looking at, you know, how Americans or how whatever country you choose here, because it's global data, use debit cards, credit cards, things like that. So, we're going to go over under the search tree and just click on consumer finance and then click Go. And it's going to take you to this kind of goofy looking menu. But I want to show you actually how to use that menu to get the data that you really want. So, it puts us in the consumer finance, but you see there's all these little drop-down menus. So, what I would do is just go in through here and then just start basically selecting things. And you'll notice over on the right-hand side as we do this, we add things to our list here. So, I'm just going to go down and just grab quite a few of these actually. We'll just do personal cards, credit card function. You know, as we do this, it's just going to add a pretty good list over here. And I'm not exactly sure which reports we're going to get through this. So, I'm going to go ahead and grab as many as I want to. And then we can kind of filter out whether a list of results there. I have no idea what prepaid function and closed loop prepaid function is. So, we're just clicking to see what we get there. If we go under transactions here, you can see there's total card transactions, consumer payment transactions, all this kind of information that we have in here. Now, some of this will just give us statistics, others will give us actual full-on market and industry research reports that we'll cover, that sort of thing. You know, credit card, debt, debit card, things like that. So, we'll just grab quite a few of these. You can see I'm getting quite a laundry list over there on the left-hand side. Let me scroll up here and make sure I got everything I wanted to there. So, now you go down, once you do that, you get everything you want. You go down and click this now choose geography section. And what I should have done too, I'm going to go back here. Because I happened to notice there's a consumer lending section here. And just for giggles, I want to get consumer lending, consumer credit. Card lending, looky there. There's some other stuff that might be good to look at. Other personal lending, mortgages, housing. So, we'll get that stuff. And then go down. Now, we're going to choose geographies. And we could get all this information if we wanted to in like, you know, Germany, France, Israel, India, because it's global. But we're just going to go to USA. And as we click USA, USA appears over there. We're going to scroll down and then click run search there. And so what this gives us is things like consumer credit in the U.S., credit cards in the U.S., debit cards in the U.S., things like the consumer lending in the U.S. You can see financial cards and payments in the U.S. And typically these industry overview sections are going to be bigger than the category briefings. Now these are bigger reports than what these are. So we'll just go show you real quick. Financial cards and payments in the U.S. And this might be worth looking at. We're going to cover a lot about the industry, but it will talk about, you know, different things as far as trends in the industry, maybe how Americans are relying less or more on industry, things like that. You can see there's information about the Consumer Financial Protection Bureau, things like that. So here we have key trend developments, current impact, all that kind of good stuff, outlook for the industry, things like that. And if you keep going, you can have all kinds of information that you can look at here, things like that. And this is going to be more from the bank side than the consumer side, but there will be some information here that you can use in addressing, you know, things like here, the U.S. consumer continues to be adversely impacted by a contract to the economic environment and employment environment in 2011, you know, things like that. So you've got to have unemployment data, things like that. So you might have some good information that way. For the shorter reports, you can actually look at the specific ATM cards, charge cards. Let's look at credit cards. I'm not sure how Passport Zima is defining credit cards versus charge cards, so we'd have to look at those reports there. But let's just look at credit cards in the U.S. And so here we have, you know, basically a small report that gives you things like average value per card, number of credit cards in circulation, things like that. Trends in credit cards, things like that. So this is just one report, several reports you can find in here. I would encourage you also to look on the left-hand side of here for more related results. You might find some things that would give you some more information. For industry information on the left-hand side, and more results on the left-hand side as well to find more information on your topic. So a good place to kind of get good general information on how the industry is reacting to some of the consumers. And then you might find some consumer information here as far as their preference for using or not using credit cards, how that's growing or shrinking, things like that. So a great place to find that information.