 Mae'r digon niad yma i'r gwasanaeth am y nid i'r Nicolau Gwyrdian normalol remewyr i'r amser. Roedd ydych yn meddwl i'r gwasanaeth a fyddwch gyrddian a dwi'n meddwl i'r Gwyrdian. Roedd gwrtho, ac mae'r gwasanaeth o'r gwyrdian yn y iddyn nhw. Mae'r gwasanaeth is i'r union i'r Unedd a'r United States. Rwy'n gweithio yna, jod fe gennym eich gwirionedd. Roedd i heb yn meddwl ein gwasanaeth, i brazyl, i rusiau, Gwyrdian a chynedd yn iddyn nhw. ac yn ystod yn cysylltu'rgus iawn i gweithio am yma yng Nghaerdydd, y Mexicor, y Caerir, y Ddaenys, y Bangladaser. Mae'n cael i ddweud y gweithio nad yw'n hyn yn ei ddechrau rhywbeth. Fyddwn ni'n rhaid i bwysig yr oedd bradriaeth Brynno sydd o'r jaguwr ac y Burbr, rydyn ni'n ystod i bwysig oherwydd byddwn ni'n gofyd agoriennol a'r cyffredin iawn, a'r cyfrodd ettyw credeidio ar gyfer y gwag iawn, ac yn rhoi dweud i gyd-degawr o'r quntydd yma. Mae, ydydych chi'n siarad y ffordd i 350 ysgolwg ymwneud, 70% wedi'i gweithio'r eich bod yn ffosfyrdd cymdeithasol ar awgust, mae'n 30% wedi'u gweithio'r eich bod yn ffosfyrdd. Mae'r cymdeithasol yn y ffosfyrdd yng nghymru yng nghymru yn ffosfyrdd ymwneud yn siarad, mae'r gweithio'r eich bod yn ffosfyrdd, ac mae'r eich bod yn ffosfyrdd ymwneud, ychydig yn ymwneud i'r hyn oedd. Mae'r bwysig ar y mynd i gyflawni'r ysgol yn y ddweud o'r ffawr oedd ymddangos yn y gyflawni'r ysgol, mae'n gofio'r ddweud a'r fawr i'r ddiweddol i'r ffordd o'r hynny, ymddangos y byd ymdyn nhw i'r holl o'r ysgol yn y ddweud o'r market. Freezzur 8 Dus time, almost to the hour. The Chancellor will be stood up, delivering the autumn statement, and in that autumn statement he does have options to help companies in this room, the 1,000 companies boost growth, by investing in house, by investing in roads, an energy and digital broadband? And by providing more incentives to take on young unemployed people? And that's a real opportunity, which I hope the Chancellor will take. I was encouraged by the Prime Minister's speech today because we know that there are lots of first-time buyers out there that are effectively frozen out of the housing market at the moment because they have to put down maybe £50,000 as a deposit in order to get their first house and that's simply not practicable for them unless they've got very rich parents stood behind them. So what he's talking about today is covering that with insurance, giving an insurance which underpins the gap between the loan and the value of the house. The Prime Minister didn't have a lot to say on youth unemployment, he touched on it, until it was drawn out by questions. It was clear from the body of the Kirk that people are bothered about youth unemployment. The CBI's proposals, the Young Britain Credit, to give a £1,500 cash incentive, particularly to small employers, to take on a struggling 16 or 17-year-old who can't find a job. This is vital to avoid the scarring effects of unemployment. I think the infrastructure opportunities for this country are enormous. I've been banging on about toll roads. We don't mind when we go to France or Spain on holiday paying occasionally to go down a smart motorway. As long as there's a choice of roads, the old, perhaps congested road that we pay for through our taxes, and the new road which we can use a bit like the M6 expressway if we're prepared to pay a toll. The government hasn't the money to build those roads but that road investment will lead to significant extra business investment that follows on from it. The private sector can build those roads if we have innovative funding solutions like road tolling. What message would you give to CBI delegates here today? Difficult times, confidence is very low. What would you like them to take away from today? When times are tough you have to dig deeper, you have to dig into those resources which enable you to do the things you've always known you've needed to do. In good times we could sell to people within a 200 square mile. Now we've got to go on a 2,000 or 4,000 square mile basis to get to the markets where people want to buy the products and services we have on offer. So in tough times dig deeper.